Our client was sued by the Danish Consulate which had rented her Westchester house. The Consulate alleged that the house developed a lead-paint problem. When our client asked her insurer, State Farm, to defend and indemnify her in accordance with general liability policy, State Farm sued her, seeking a declaration that there was no coverage for her. We immediately defended our client against the lawsuit by the Consulate, countersued State Farm, and won summary judgment, forcing State Farm to:
- defend our client in the suit by the Consulate;
- pay all of her damages in the suit by the Consulate;
- pay all of her attorneys’ fees, both in defending the lawsuit by Denmark and the claims against State Farm; and
- provide lost rent coverage to which our client was separately entitled under her policy.