New York Ends Forced SSDI Applications and Estimated SSDI Offsets for Long-Term Disability Claimants
The New York State Department of Financial Services (“DFS”) has issued an Insurance Circular Letter (“ICL”) which will have a major impact on the manner in which insurers process and fund long term disability (“LTD”) benefit…
Proving a Long Term Disability Caused by Non-Exertional Limitations
We frequently encounter clients who do not suffer from a “typical” disability. Most people think of disabilities in terms of exertional limitations, such as problems sitting, standing, walking, lifting, carrying, pushing, and pulling – e.g., the…
Can A Disability Claimant Work While Receiving Long Term Disability Benefits?
One frequent question we receive when working with disability clients is: Can I return to work in some capacity and without risking (i.e., while still receiving) my long term disability (“LTD”) benefits? Many people are clearly…
Hiller, PC Prevails Over First Unum in a Highly Contested Long Term Disability Lawsuit
Hiller, PC is thrilled to announce its litigation victory over First Unum Life Insurance Company in the case of Macalou v. First Unum Life Insurance Company. On November 22, 2024, the Honorable P. Kevin Castel of…