Blog

New York Ends Forced SSDI Applications and Estimated SSDI Offsets for Long-Term Disability Claimants

The New York State Department of Financial Services (“DFS”) has issued an Insurance Circular Letter (“ICL”) which will have a major impact on the manner in which insurers process and fund long term disability (“LTD”) benefit payments. Most importantly, this ICL will, in most LTD cases, result in substantial, interim increases in the LTD payments […]
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Proving a Long Term Disability Caused by Non-Exertional Limitations

We frequently encounter clients who do not suffer from a “typical” disability.  Most people think of disabilities in terms of exertional limitations, such as problems sitting, standing, walking, lifting, carrying, pushing, and pulling – e.g., the physical or strength demands of a job.  However, it is important to understand that “non-exertional limitations” can be equally […]
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Hiller, PC Wins Long Term Disability Benefits for Emergency Medicine Physician with Long COVID

Our client, a highly accomplished Emergency Medicine Physician who worked on the front lines during the height of the COVID-19 pandemic, contracted a form of Long COVID following receipt of her second COVID-19 vaccination. Almost immediately following her second dose of the COVID-19 vaccine, the client began experiencing cognitive deficits, severe fatigue, fogginess, dizziness, and […]
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Common Pitfalls When Filing Long Term Disability Claims

Filing a claim for long term disability benefits can be challenging.  As if dealing with debilitating symptoms were not difficult enough, disability insureds are forced to fill out detailed application forms, obtain statements from their doctors, and gather their medical records.  They must also have the wherewithal to avoid  insurance company traps and errors that […]
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Hiller, PC Wins Disability Benefits for Attorney with Long COVID

Our client, an accomplished Attorney, contracted COVID-19 on two occasions approximately six months apart.  Unfortunately, she never fully recovered following her second COVID-19 infection.  Even after she cleared the active infection, she continued to experience symptoms such as severe fatigue, post-exertional malaise, exercise intolerance, cognitive problems, dizziness, joint pain throughout her body, cardiac problems (such […]
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Neuropsychological Evaluations: Proving Your Entitlement to Long Term Disability Insurance Benefits

Medical conditions that cause problems with memory, concentration, attention, speed of processing information, etc. can be particularly disturbing.  Not only can these symptoms make it difficult for you to successfully perform your job duties, but in severe cases, they can disrupt your activities of daily living.  Nonetheless, disabilities due to cognitive impairments are often difficult […]
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Success Stories

Success Stories Comprehensive Benefit Consultants, Inc. v. Spitz,, 2014 N.Y. Slip Op. 07321 (2d Dep’t. Oct. 29, 2014) Our client was sued by his former employer for allegedly violating a covenant not to compete.  The former employer filed a motion for a preliminary injunction.  While our client was being represented by other counsel, the Supreme […]
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