Filing a claim for long term disability benefits can be challenging. As if dealing with debilitating symptoms were not difficult enough, disability insureds are forced to fill out detailed application forms, obtain statements from their doctors, and gather their medical records. They must also have the wherewithal to avoid insurance company traps and errors that […]
Our client, an accomplished Attorney, contracted COVID-19 on two occasions approximately six months apart. Unfortunately, she never fully recovered following her second COVID-19 infection. Even after she cleared the active infection, she continued to experience symptoms such as severe fatigue, post-exertional malaise, exercise intolerance, cognitive problems, dizziness, joint pain throughout her body, cardiac problems (such […]
Medical conditions that cause problems with memory, concentration, attention, speed of processing information, etc. can be particularly disturbing. Not only can these symptoms make it difficult for you to successfully perform your job duties, but in severe cases, they can disrupt your activities of daily living. Nonetheless, disabilities due to cognitive impairments are often difficult […]
Imagine that you suffer an injury, or experience the onset or exacerbation of an illness, that makes it difficult for you to do your job. You visit your doctor who informs you that, due to your condition(s), you cannot work. Worse, you may never be able to return to your prior occupation, because the condition(s) […]
Disability insurance carriers terminate/deny long-term disability insurance claims routinely. Most insureds are in the dark regarding their insurers’ intentions and are left to wonder whether theirs will be the next claim to be terminated. Having practiced in this area for many years, we’ve come to recognize those red-flags that signify that an insured’s claim has […]